In recent years, Payflex has rapidly become a go-to payment option in South Africa, offering consumers a flexible, interest-free way to shop. With the option to spread payments over six weeks, it’s no wonder more and more South African retailers are adopting this Buy Now, Pay Later (BNPL) solution. As we head into 2025, Payflex continues to make shopping easier, with its increasing availability at major retail outlets.
In this article, we’ll explore the list of stores that accept Payflex in 2025. From fashion to tech, there’s a wide range of retailers offering the flexibility to shop now and pay later. Ready to find out which stores are onboard? Let’s dive in!
What is Payflex?
Before we jump into the list of stores that accept Payflex, let’s quickly explain how it works. Payflex allows you to make purchases and pay for them in four equal, interest-free instalments over six weeks. This means you get the freedom to shop today and manage your payments in bite-sized chunks, making it easier on your wallet. Whether it’s new clothes, gadgets, or even groceries, Payflex offers a convenient way to spread the cost without any hidden fees or interest.
All you need is a South African ID number, a valid debit or credit card, and you’re good to go. It’s fast, simple, and best of all—interest-free!
List of Stores That Accept Payflex in 2025
As Payflex continues to gain traction across South Africa, more and more stores are jumping on board. Whether you’re in the mood for a shopping spree or need to make an essential purchase, the following stores now offer Payflex as a payment option.
1. Woolworths
Woolworths is a household name in South Africa, and now they’ve made shopping even easier with Payflex. You can shop for everything from stylish clothing to gourmet groceries without the immediate financial strain. With Payflex, you can break your payment into four equal instalments, spreading the cost over six weeks.
2. Edgars
Edgars is a staple for fashion and beauty lovers in South Africa. By offering Payflex as a payment option, Edgars makes it easier for customers to stay on top of the latest fashion trends. No need to worry about paying the full price upfront—simply use Payflex and pay in manageable instalments.
3. FILA South Africa
For sportswear and active lifestyle enthusiasts, FILA South Africa now accepts Payflex. Whether you’re purchasing sneakers or workout gear, you can enjoy flexible payment terms, making it more affordable to stay active in style.
4. Swagga
Looking for trendy, stylish fashion? Swagga is the place to be. This local retailer has adopted Payflex, offering shoppers the flexibility to pay for their latest fashion finds in four easy, interest-free instalments.
5. Chepa Streetwear
At Chepa Streetwear, you’ll find affordable, high-quality streetwear that’s perfect for any occasion. Now, with Payflex, you can enjoy your new gear right away and pay for it over time, making it easier to stay on trend without compromising your budget.
6. Parkas South Africa
Whether you’re preparing for a hiking trip or just updating your winter wardrobe, Parkas South Africa has you covered. Thanks to Payflex, you can shop for outdoor apparel and pay in instalments, making those big-ticket items a little easier on the pocket.
7. Engelsrufer South Africa
Looking for jewellery and accessories? Engelsrufer South Africa has partnered with Payflex to make luxury more accessible. Spread the cost of stunning jewellery over time, and indulge in something special without worrying about paying everything upfront.
8. Bloomable
Who says buying flowers should be stressful? With Bloomable, you can use Payflex to purchase stunning floral arrangements and spread your payments over six weeks. It’s the perfect way to brighten someone’s day—without the financial burden.
9. Little Bs Bubble Tea
Treat yourself to a refreshing bubble tea at Little Bs with the option to pay later. Thanks to Payflex, you can sip on your favourite drinks and manage your payments, making it easier to indulge without worrying about your wallet.
10. Intercape
Planning a trip? Intercape offers a hassle-free way to pay for your bus tickets using Payflex. Spread the cost of your travel plans and get your tickets sorted out in no time.
11. Kicks Sportswear
Kicks Sportswear is a top destination for sneakerheads and sportswear lovers. With Payflex, you can now shop for the latest kicks and athletic gear and pay in four easy instalments, making it easier to get what you want when you need it.
12. The Crazy Store
Need home essentials or a fun gadget? The Crazy Store makes it easy to shop with Payflex. From toys to home decor, you can pick up your favourite items and break down the payments into manageable instalments.
ALSO READ: Where to Shop with PayJustNow in 2025: Your Ultimate Store Guide
13. Takealot
Takealot, South Africa’s largest online retailer, now accepts Payflex for all your online shopping needs. From electronics to home goods, you can split the cost of your order into four easy payments, making your purchases more affordable and less stressful.
Why Use Payflex?
1. Interest-Free Payments
One of the best parts about Payflex is that it’s completely interest-free. Unlike traditional credit options, Payflex lets you split your payments into manageable chunks without worrying about extra fees. It’s like having a little extra cushion in your budget!
2. Flexible Payment Terms
Payflex gives you the option to pay over six weeks in four equal, interest-free payments. This allows you to spread the cost of your purchases without feeling the pinch all at once. Whether you’re buying fashion, gadgets, or travel tickets, Payflex makes it easier to manage your finances.
3. Instant Approval Process
Payflex’s approval process is quick and straightforward. All you need is a South African ID number and a valid debit or credit card. In minutes, you’ll know if you’re approved, and you can start shopping right away.
Stay Shopping with Payflex in 2025
As Payflex continues to expand across South Africa, more and more stores are embracing this flexible, interest-free payment solution. Whether you’re shopping for fashion, gadgets, or gifts, Payflex makes it easier to manage your purchases without the immediate financial burden.
So, next time you’re shopping, consider using Payflex to spread out your payments and make the most of your budget. With more retailers joining the Payflex network in 2025, it’s becoming the go-to payment method for South African shoppers.
